Summary: Loving others is the only debt we should carry, as it encompasses all commandments and fulfills the law by doing no harm to our neighbors.
Brothers and sisters:
Owe nothing to anyone, except to love one another; for the one who loves another has fulfilled the law.
The commandments, “You shall not commit adultery; you shall not kill; you shall not steal; you shall not covet, ” and whatever other commandment there may be, are summed up in this saying, namely, “You shall love your neighbor as yourself.”
Love does no evil to the neighbor; hence, love is the fulfillment of the law.